The Relationship Between Regulatory Requirements Reviews, Compliance Benefits and Costs: Evidence from Selected Commercial Banks in Tanzania

The Central Bank of Tanzania (BoT) has undergone various bank regulations reviews at different periods time including 2008 and 2014 reviews. After the some banks have shown low compliances, collapsed merged while others high compliances greater performance. This study therefore, intended to assess how commercial in benefits from complying with new regulatory requirements determine what extent does compliance costs affects employed an exploratory research design using sample size 24 selected Dar es Salaam headquarters; however, only 13 key informants were successfully reached. Primary data collected risk management managers interview guide. Thematic analysis was used for findings show that most well benefited terms increase profit, expansion more branches, ATMs number customers. Considering costs; increased operating banks. recommends should carefully strategies which will help them control NPL, manage capital liquidity requirements. To regulator that; BoT think reviewing cash reserve ratio seem be too costly afford. can also introduce separate adequacy as per size.